Disclaimer

Independence

VetClause is an independent resource created by a practising veterinarian for the use of veterinary professionals. We are not affiliated with, endorsed by, sponsored by, or acting as agent for any insurer, underwriter, broker, or administrator. We receive no commission, referral fee, or payment of any kind from any provider, and no provider pays for inclusion or placement on this site.

Not a financial services provider

VetClause is not an authorised financial services provider in terms of the Financial Advisory and Intermediary Services Act 37 of 2002, and does not render financial services. Nothing on this site constitutes advice or an intermediary service as contemplated in that Act. The content is objective, factual information about administrative procedures and product descriptions only, and contains no recommendation, guidance, or proposal that any product is appropriate to the needs of any particular client. Veterinary professionals should not present anything on this site to a client as advice on the suitability of a policy.

Accuracy and currency

Policy wordings, exclusions, and claims procedures change frequently and differ between products and between versions of the same product. Information here is compiled in good faith but may be incomplete or out of date. The insurer's current policy wording and the policyholder's own schedule are the only authoritative sources, and material points should be confirmed with the insurer directly before being relied on.

Limitation of liability

VetClause is provided as-is. We accept no liability for declined claims, delays, claim outcomes, or any loss or damage arising from reliance on this site. Use of the site is at your own discretion and risk.

Trade marks

Insurer and product names are used for identification and reference purposes only, in accordance with section 34(2) of the Trade Marks Act 194 of 1993. All trade marks and trade names remain the property of their respective proprietors, and their use on this site implies no association with or endorsement by those proprietors.